Wednesday, February 29, 2012

Obama's Petroleum Fairy Tales (ContributorNetwork)

[unable to retrieve full-text content]ContributorNetwork - COMMENTARY | Gas prices have risen for the 20th day in a row, CNN Money reported.

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/ac/20120228/pl_ac/11022984_obamas_petroleum_fairy_tales

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California Client Communications Manual: Sample Letters and ...

by emilybergfeld

With more than 65 letters and form templates for drafting client correspondence, this single volume practice guide from Continuing Education of the Bar is designed to facilitate effective attorney-client communication during the course of representation, helping attorneys comply with legal and ethical obligations to keep clients informed from initial contact through disposition. Each chapter contains time-saving form templates as well as a summary of applicable laws, issues, and considerations associated with the type of correspondence featured in the chapter. A ?Comment? section follows each letter template, further clarifying its purpose and function.

California Client Communications Manual offers a greater variety of letter and form templates than similar, California-specific works centered on the attorney-client relationship, including Continuing Education of the Bar?s Fee Agreement Forms Manual and the Rutter Group?s California Practice Guide: Professional Responsibility. Furthermore, in contrast to the brief, general client letters found in the ABA?s Letters for Lawyers and Letters for Litigators titles, the templates in the California Client Communications Manual are detailed and cite to specific California Rules of Professional Conduct and other applicable California laws.

California Client Communications Manual: Sample Letters and Forms is a comprehensive reference for drafting client-directed correspondence. Particularly valuable for new attorneys in solo practice who lack access to document archives typically found in established law firms, California Client Communications Manual?is available at the Main Library in Oakland and may be checked-out by registered borrowers.

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Source: http://aclawlib.wordpress.com/2012/02/28/california-client-communications-manual-sample-letters-and-forms-an-essential-reference-for-solos/

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Is uTorrent Coming to Android? [Rumors]

There are plenty of things iOS can do that Android can't—Siri and Facetime, for example. However, Android may soon be getting its own exclusive feature: P2P file sharing courtesy of uTorrent, the most-used torrent client in the Western World. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/DrAtcUHyz7U/is-utorrent-coming-to-android

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World News - Police evict Occupy London protesters from camp

Dylan Martinez / Reuters

A bailiff removes a tent from Occupy protesters encampment in front of St Paul's Cathedral in London early Tuesday morning. The eviction started just after midnight, carrying out a court order after protesters lost an appeal.

By msnbc.com staff and news services

LONDON -- Police and bailiffs worked through the night and into the early hours of Tuesday morning to evict protesters from the Occupy London encampment beside the city's landmark St Paul's Cathedral.

There were around 20 arrests, according to breakingnews.com editor David Wyllie, who was on the scene and posting updates on Twitter.


But there was no violent resistance as the eviction went on, with officials quickly clearing debris on the ground to prevent them from being used as weapons. Public access was restricted prior to the operation and a number of local roads were closed, Wyllie reported.

Tents were unceremoniously thrown into large trash cans and crushed as the owners looked on, he said. Protesters said vanloads of police arrived at the site to carry out the eviction.

The local authority, the City of London Corporation, confirmed the eviction was under way by bailiffs, backed by police.

The urban camp had been set up as part of an international movement inspired by the U.S. Occupy Wall Street against what the activists say is corporate greed and economic inequality. Protesters had been camped outside the 300-year-old church since October.

The eviction comes months after authorities dismantled Occupy encampments in many U.S. cities

Movement not over
BBC correspondent Jeremy Cooke reported from the scene?that the mood was largely peaceful early on.?

"This has always been a peaceful process, and it has never looked like (it was) turning into anything other than that," said poet and protester Catherine Brogan, according to The Guardian.

Demonstrators said the end of the camp would not mean the end of the Occupy movement.

"It's only tents and materials the injunction applies to so I think some protesters will be back here tomorrow," Gary Sherborne told The Associated Press.

Later, the mood turned tense as police closed in on a group of remaining protesters who had chained themselves to some wooden pallets to make a?"last stand," witnesses on The Guardian live stream and Wyllie reported.

Protesters were dragged from the platforms and several key protesters leading the chants were restrained by officers holding onto each limb.

Police removed one activist from a tree overlooking the site.

Roads opened to traffic shortly before 5 a.m. (12 a.m. ET) as local authority workers hosed down the site removing the last traces of the protesters from the area.

Last week a court rejected an Occupy London challenge to an eviction order, ruling that the right to protest did not justify a semi-permanent camp on a public pathway.

"We regret that it has come to this but the High Court Judgment speaks for itself and the Court of Appeal has confirmed that Judgment," said a press release from the City of London Corporation.

"The City of London Corporation is ensuring vulnerable people are being helped and supported to find appropriate accommodation in partnership with Broadway, a charity for the homeless," it said.

More from msnbc.com and NBC News:

Breakingnews.com's David Wyllie and The Associated Press contributed to this report. (Breakingnews.com is a sister site to msnbc.com.)

Source: http://worldnews.msnbc.msn.com/_news/2012/02/27/10521479-police-evict-occupy-london-protesters-from-camp

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Tuesday, February 28, 2012

Melting sea ice could trigger colder winters

Arctic sea ice is continuing its seemingly interminable decline, and it looks like the loss could be contributing to the recent spate of cold winters over northern Europe and North America.

Researchers are still unsure about how important sea-ice loss is to winter weather. The fluctuating weather that Europe and the Americas have experienced since December last year is a reminder that many different factors are at play.

Jiping Liu at the Georgia Institute of Technology in Atlanta crunched data on ice and weather from the last three decades and found a link between the extent of Arctic sea ice and cold, snowy winters in the regions immediately to the south.

"The study adds weight to growing belief that Arctic sea ice is driving an increase of cold winters," says Adam Scaife of the UK Met Office. His team has also found evidence to support such a link.

Open water

It is well established that the dramatic loss of winter sea ice in the Arctic has caused it to feel global warming more sharply than the rest of the planet. Less ice means more exposed water, which ? being darker than ice ? absorbs more solar energy. To compound things, with less ice to insulate the warmer ocean from the air above, more of that energy is released back into the atmosphere as heat.

The net result is that Arctic air is significantly warmer than before. Some years, winter temperatures have reached 4 ?C above average ? an enormous difference.

Things get a bit messier when figuring out how this affects the weather further south. When the Arctic winter is warmer ? and there's less of a contrast between temperatures at the pole and in the tropics ? the jet stream tends to creep south and lose some of its strength. This is known as a "negative Arctic oscillation". During these negative phases, the jet stream blows warm weather in over the Mediterranean and allows cold, dry Arctic air to rush in over the northern continents.

Solar cycles

But while Liu's research strengthens the case for a strong link between sea ice and the negative Arctic oscillations that encourage extreme winters, Scaife and others point out that it is just one factor among many.

A case in point, this winter started out quite mild. The Arctic oscillation only flipped into a negative phase in mid-January, triggering cold spells that killed hundreds of people in eastern Europe and Asia. This suggests other factors are at play.

James Overland of the Pacific Marine Environmental Laboratory in Seattle believes the weather we have seen in the past few months is largely down to natural variations. "There are other factors besides sea-ice anomalies that influence winter snowfall," agrees Liu. They include the El Ni?o/La Ni?a cycle and the roughly-decadal variations in the solar activity. El Ni?o and solar minima both bring cold winters.

Balancing act

The big challenge now is to integrate everything we know about the different factors into one big model, to figure out how they all play out together. "If it were down to the sun alone, we would be heading from colder winters to milder ones on average," says Scaife ? because solar activity is on the rise right now.

But Liu's results show that decrease in Arctic ice cover will have the opposite effect. How the two factors will balance out in the short term is impossible to say.

In the long term, solar activity will continue to cycle up and down, but we expect ice to keep melting. "If you're looking 30 years ahead, when Arctic will be closer to 80 per cent ice-free rather than 30 or 40 per cent. We can expect to see colder winters," says Overland.

Journal reference: Proceedings of the National Academy of Sciences, DOI: 10.1073/pnas.1114910109

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Source: http://feeds.newscientist.com/c/749/f/10897/s/1cfb6756/l/0L0Snewscientist0N0Carticle0Cdn215210Emelting0Esea0Eice0Ecould0Etrigger0Ecolder0Ewinters0Bhtml0DDCMP0FOTC0Erss0Gnsref0Fonline0Enews/story01.htm

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How to Recover the Important Data from Your Cellphone?

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iphone data recovery banner How to Recover the Important Data from Your Cellphone?

The mobile phone is important communication tool in daily life, due to the promotion of the smartphone, more and more people are used to thinking of mobile phones as a record of life around at any time convenient tools. But the phone is lost or damaged or various other reason often make we stored in the mobile phone is lost an important data and material. What are the effective ways and methods can find important data and material? The author to some cell phone store and mobile customer service and mobile communication professionals understand, summarized the following mobile data recovery method.

In recent years, Android has become the highest mobile phone market share, with the user group continues to expand, mobile phone data recovery growing demand, mistaken delete text messages, the address book will sometimes give users to bring a lot of inconvenience or even is a great loss. The current Android mobile phones generally USES the Ext4 as the default file system to store data and the user?s message and the address book is usually for centralized storage on a particular data file. When the user mistaken delete text messages or address book, the file system has not been will text or address book thoroughly, but will the marked deleted state, then if users can discover in time and stop the use of text messages or update address book, the data will not be deleted by further damage, restore possibilities is very big. A few days ago, our company released the iphone Mobile phone data recovery forensics system (enterprise beta), compatible with current Iphone prison break Mobile, online can download experience, by numerous apple customers., wifi access to records for analysis, and other functions, application scope will be more widely, with the mac hard drive recovery software you can recover your lost photos, videos, documents, email and archive files from Mac based hard drive, or external hard drive, iPod, USB drive, SD card, digital camera, etc. In addition, the data recovery for mac software can also recover lost photos, videos, SMS, contacts, note, calendar and call history from iTunes backup file for your iPhone. So powerful!

In recent years, the mobile phone is developing very rapidly, and especially smart phones, have occupies the market leading position, and iPhone, Android mobile phones, Blackberry, Blackberry, more with the more friendly human-machine interaction and all kinds of new technology sprung up, and become the market. These smart phones, the function is all ready, easy to use, has successfully replaced the function of the part of a computer, tens of thousands of users start unintentionally cell phone use save very important personal or business information. However, due to incorrect operation, incorrect delete, mobile phone damage and other various reasons, the user will often be stored in the mobile phone is lost an important data and material. Therefore, the mac data recovery software is also the mobile phone data recovery, as information security last a protective screen, are particularly important.

So, the mobile phone material loss, they can only ?the bad luck?? Not! Information security experts point out that, through professional data recovery tools, can successfully recovering lost data, in fact, at present mobile data recovery technology has a wide range of applications, as early as in a few years ago, have a U.S. company said, the phone to delete the information can be easily recover, and related software online can free downloads, therefore, the company also warned that mobile phone users around the world, out of old phones may leak privacy or commercial secrets. To prove its authenticity, the reporter specially to survey, there are data recovery dealers said to restore to delete the information by mobile phone, after the demonstration, reporters inside mobile phone for nearly two days to be delete information, and to send the number of information in a glance,

In fact, cell phone information can be accidentally deleted, would have not new, online input ?cell phone data loss? ?accidentally deleted? and other key words will pop up many of the relevant information, in addition to some, like ?I accidentally deleted the cell phone memory card folder, many material all have no, sorrow!? ?The phones call this, and some information, pictures, MP3 and so on, can be back? Hurry! Hurry! Hurry? like the thread, and news reports, mobile data security issues, have become a large number of cell phone users of the biggest threat. With the rapid development of information technology, mobile phone function also continually upgrade perfect, its application scope will also be more extensive, and mobile data recovery technology, whether charges or not, the function is perfect or not, will take up information safety data recovery industry greater proportion, become a information security industry the development of an important pillar.

Mobile phone memory card and computer connected to recover. Mobile phone monopoly personnel told the author, this is a kind of the most primitive commonly used methods of mobile data once lost, but mobile phones is still in hand, you might as well use this method to try his luck. Now every mobile phone have data interface, can be Windows platform normal recognition, after connecting a computer can be identified mobile phone operator dish, through the computer to check not through the phone display data information. Such fault recovery is relatively easy, and the cost is low, the success rate is the highest.

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Source: http://www.freepressreleases.com/recover-important-data-cellphone/117054

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Hillary Can't "Dampen" Politics (TIME)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/204882013?client_source=feed&format=rss

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Monday, February 27, 2012

NCAA grants Louisiana-Monroe waiver for 2013 NCAA tournament

A little over a month ago, UConn applied to the NCAA for a waiver of the men's basketball program's APR ban from the 2013 NCAA tournament. The application highlighted UConn's large turnaround in academic performance, outlined steps the school would take to make sure that turnaround continued, and spoke of plans to limit competition and practice in order to create more study time. And then, about two weeks ago the NCAA rejected that waiver application.

Another school with APR problems is the University of Louisiana-Monroe. The Warhawks basketball team was also banned from the 2013 NCAA tournament and like UConn, the school applied for a waiver. In its application ULM outlined its academic turnaround, outlined steps it had taken to make sure the turnaround continued and talked about reduced practice and competition time that would go to academics. And then, today, the NCAA approved ULM's waiver.

There are differences between the Warhawks and the Huskies -- the biggest being that ULM was also banned from this year's NCAA tournament -- but read this paragraph from ULM's release and tell me it doesn't sound exactly like a description of UConn:

Academic improvements during the current academic year, the school's meeting the conditions it set forth during the historical penalty review last year and the men's basketball team not being eligible for postseason competition during the 2011-12 season all contributed to the approval of the waiver. In its approval, the NCAA specifically cited ULM's recently revised academic improvement plan and successful implementation of the plan. ULM's waiver to the NCAA includes limited practice and competition periods and academic support initiatives to offset the lessened time on the court.

Good work NCAA.

Source: http://www.theuconnblog.com/2012/2/25/2824325/louisiana-monroe-posteason-ban-lifted

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Report: BP ready for lengthy oil spill trial (AP)

[unable to retrieve full-text content]

Vice Chairman of Agip Oil Nigeria, Ciro Anthonio Pagano (L) attends an Oil and Gas conference in Nigeria's capital Abuja February 21, 2012. Attacks on oil pipelines, a dearth of funding from the state oil firm and regulatory uncertainty have dampened appetite for exploration of Nigeria's huge oil and gas reserves, its biggest producer Royal Dutch Shell said on Tuesday. REUTERS/Afolabi Sotunde (NIGERIA - Tags: ENERGY BUSINESS)AP - BP chief executive Bob Dudley said the company is able to fight a lengthy court battle over the 2010 oil spill in the Gulf of Mexico.


Source: http://us.rd.yahoo.com/dailynews/rss/energy/*http%3A//news.yahoo.com/s/ap/20120226/ap_on_bi_ge/eu_britain_gulf_oil_spill

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Sunday, February 26, 2012

North Korea threatens ?sacred war? over Seoul military drills

Tom Coghlan Defence Correspondent

Last updated February 25 2012 12:01AM

His body flinched, he gulped for air, there was horror in his eyes. News of the latest tragedy hit Abu Sayed like a physical blow. The father of our engaging and intelligent translator, we learnt, had just been shot by a sniper. A week spent reporting undercover from the town of al-Qusayr in Syria, ringed by government troops and shelled by tanks and mortars, was defined by such moments of agony and loss. Of doctors trying desperately to save a middle-aged woman shot through the windscreen of her car; of a medic cleaning blood off a leather jacket and folding it carefully to return it to the family of a dead man; of the crowds carrying garlanded bodies to a graveyard that was running out of space for new burials. On Wednesday came the news of the death of two journalists in nearby Homs, including Marie Colvin of The Sunday Times, a reporter revered

Source: http://www.thetimes.co.uk/tto/news/world/asia/article3331769.ece

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Saturday, February 25, 2012

Self Improvement Guide ? Effective Tips For Self Improvement

There are different books and seminars that can help you gather some self improvement guide. All these sources are against the negative factors in your life.

This self improvement guide is intended to offer you the best solutions to eliminate these factors for good. Or at least to reduce it drastically.

Work, meetings, deadlines, appointments, telephone calls, shopping, taking the dogs out etc. all these are things most people have to accomplish daily.

Most of the times, on the waiting list there are other things like: family, friends and even ourselves.

Sometimes we discover too late that the points mentioned on the waiting lists are, in fact, the most important and, unfortunately, sometimes, we dont realize this at all, so find ourselves wondering for what reason we are so unhappy.

All this people know that time is more than money time means, first of all, life and, more than that, it means our lives.

That is way we have the obligation not to surrender in stressful situations and to go fighting for the joy of living.

Let us not forget also that deficient management of time can produce tremendous health problems, both at the physical and mental level.

But there is good news! Time can be domesticated we can make it, in certain manner, obey us. First step in implementing this process is to identify the elements that robe your time. Normally, they are divided into two groups:

The external factors (unexpected phone calls, very long phone conversations, unplanned visits, the policy of open doors, not sufficiently trained personnel, frequent meetings, interruptions caused by colleagues, friends and family etc.)

The internal factors related strictly to our own persons (priorities and objectives that change, the lack of a daily working plan, lack of self imposed deadlines, the tendency to take care of too many things at the same time, disorder, lateness in resolving the conflicts, incapacity of saying no, lack of decision, tiredness).

By reading the above enumeration, you probably pictured recalled all the similar situations that you went through. Now, all you have to do is to find a way to defeat and eliminate them, so that you can be the matter of your own time again.

Here are three possible ways in which you can do that:

Get used to write everything down. It is useful, especially if you have a bad memory. Otherwise you might fail to remember to go to important meetings, to make important phone calls, to answer messages you promised you would answer.

You can also write down great ideas and inspirations that occur to you in the most unexpected moments.

Make a list of priorities. It takes you very little time to draw it and you can even do it while youre having your morning coffee. Write down, the things you need to do that day, in the order of their importance and urgency.

Learn to say no. One big mistake that a lot of us make is that we put other peoples problems in front of ours. Nevertheless, by helping them in a bad moment for us, we give rise to frustration, stress and we find ourselves unable to respect previous engagements.

All these advices are also present in Jean-Louis Servan-Schreibers book New art of time against stress and they invite us to meditate that more than a weapon against stress, time management is also a philosophy of life.
So if you are now in depression you need this guide to empower yourself. To understand more about self improvement guide, you can go Neuro-Vector.com

So if you are now in depression you need this guide to empower yourself. To understand more about self improvement guide, you can go Neuro-Vector.com

Source: http://www.a1article.net/self-improvement/self-improvement-guide-effective-tips-for-self-improvement-4788.html

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Pepsi's mid-calorie soda aims to win back drinkers

NEW YORK (AP) ? Pepsi is hoping to win back soda drinkers with a compromise.

Some people don't like the calories in regular soda, but loathe the taste of diet. So the nation's No. 2 cola company is rolling out "Pepsi Next," a drink that has about half the calories of regular Pepsi at 60 calories per can.

Photos: Top 10 Sodas

The cola, which is slated to hit store shelves nationally by the end of March, is Pepsi's biggest product launch in years. The drink comes as people increasingly move away from sugary drinks to water and other lower-calorie beverages because of health concerns. It's also an attempt by Pepsi to revive the cola wars against Coke and others.

Pepsi Next isn't the first drink to try to hit the sweet spot between diet and regular cola. Dr Pepper Snapple rolled out its low-calorie Dr Pepper Ten, which has 10 calories. The company said the drink, which has sugar unlike its diet soda, helped boost its fourth-quarter sales.

But coming up with a successful "mid-calorie soda," which has more calories, has been more challenging for beverage makers. In 2001, Coke rolled out "C2" and Pepsi in 2004 introduced its "Pepsi Edge," both of which had about half the calories of regular soda. Both products also were taken off the market by 2006 because of poor sales.

"The problem was that consumers either wanted regular soda or a diet drink with zero calories ? not something in between," said John Sicher, editor and publisher of Beverage Digest.

Pepsi says its latest stab at an in-between soda uses a different formula to more closely imitate the taste of regular soda. Pepsi Next is made with a mix of three artificial sweeteners and high fructose corn syrup.

A Pepsi spokeswoman, Melisa Tezanos, said the company developed the cola by researching the "taste curve" that consumers experience when drinking regular soda. She compared that arc to how someone might evaluate a sip of wine, from the moment the liquid hits the tongue to the aftertaste it leaves.

"We wanted to develop a taste curve that gives the full flavor of regular Pepsi," Tezanos said.

Pepsi Next also follows the company's lower-calorie variations of its other drinks. Gatorade, a unit of Pepsi, has "G2," which at 20 calories has a little less than half the calories of the original version. And the company's Tropicana unit introduced "Trop50," which is half of the 110 calories in a regular 8-ounce glass of orange juice.

But orange juice and sports drinks have nutritional benefits that a drink maker can market. A mid-calorie soda is a tougher sell because it provides only empty calories. So health-conscious drinkers usually opt for diet soda or quit soda altogether.

Sales in the $74 billon soft drink industry have been fizzling out, with volume falling steadily since 2005, according to Beverage Digest, which tracks the industry. Meanwhile, healthier drinks are growing more popular, with bottled water accounting for 11 percent of all beverages consumed in 2010, up from 2 percent in 2000. Consumption of sports drink rose to 2.3 percent, from 1.2 percent.

Diet soda also rose to 29.9 percent of the carbonated drink market in 2010, up from 24.7 percent a decade earlier. To keep up with changing tastes, Coke and Pepsi have introduced newer versions of their diet drinks ? Coke Zero and Pepsi Max ? that promise a taste that's more like their regular sodas.

Pepsi hopes Pepsi Next will help it gain back the market share it's lost in recent years. The company's namesake drink had its share in the carbonated soft drink market fall to 9.5 percent in 2010, from 13.6 percent a decade earlier, while Diet Pepsi's share remained steady at 5.3 percent.

Coke is still the top selling brand, with 17 percent market share. Diet Coke follows with 9.9 percent.

PepsiCo Inc., based in Purchase, N.Y., said earlier this month that it plans to increase marketing for its brands by $500 million to $600 million this year. A centerpiece of that will be the company's first global ad campaign this summer, a peak time for the soda market.

Source: http://www.myndytv.com/dpps/entertainment/food_and_dining/pepsis-mid-calorie-soda-aims-to-win-back-drinkers-nt12-tvw_4082649

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Friday, February 24, 2012

Casino mogul Wynn dumps friend-turned-foe (Reuters)

[unable to retrieve full-text content]Reuters - Casino mogul Steve Wynn ousted his former friend and partner Kazuo Okada from the board of his Wynn Macau unit on Friday, in the latest twist to a gripping legal joust that shines a light into gaming industry governance.

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20120224/bs_nm/us_wynn_okada

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We're Financial Investment Advisors Norwich, ready to help you with ...

Posted by publisher on February 23rd, 2012

The on-going economic climate hasn?t been straightforward for anyone, however having a specialized financial advisor to hand; that is trust-worthy and proficient can really enhance your likelihood of enduring the storm adequately. If you are thinking of working with a Financial Advisors Norwich, make sure you hire someone who has an established back-ground in the financial trade, who?ll keep you totally up-to-date with all of the major changes in economic legislation and regulations. It is essential you go with someone who has the correct qualifications and is registered at the Institute of Financial Planning , or a respectable body of alternative financial programs, like the IFS School of Finance. Your finances are not some thing you can gamble on, and much like all high-risk or sensitive service providers, there are plenty of un-reputable characters always in search of quick cash from people who have not reviewed their credentials correctly. Make sure you are not one of the innocent clients that falls in to that trap. There are so many excellent financial advisors out there; it should not too hard to detect who?s an authority, and who is definitely not. After you have discovered a trust-worthy and respectable financial advisors to help you with your needs, you?ll be able to relax, safe in the knowledge that your finances are being looked after in the most beneficial way.

Pensions provoke the age old query of, when? When must you start preparing for your pension, when should you start setting up a pension plan, and when should you actually begin saving? Well, the simplest response is: today! You?re never too young to start preparing for your future. Many people can?t stand the concept of starting a pension plan, as it?s almost an acceptance of the imminent old-age, but it?s not necessarily. Preparation far ahead of the time is just prudent. There?s no need to put in substantial quantities straight away, you can spread your savings from an early age, and enhance the contributions you make into it as you get older. Pension Advice Norwich can really make all the difference to your retirement plan. Nobody wants to devote their existence to working only to realize that when they reach a particular age they have no money to actually enjoy their retirement living! Why wait? If you are considering starting a pension plan, now is an excellent time period, since the governing administration are generously supplementing some pension plan contributions. If you are not sure where to start, acquire some specialist advice from a professional, and then you can rest, secure in the knowledge that you?re supplying yourself with some insurance for later in life.

If you are contemplating making investments, it?s a good idea to acquire some professional guidance prior to making any significant commitments. If you are an experienced investor, or somebody that is just beginning to think about the value that making clever investments can provide, ensure you get some guidance first. It doesn?t matter what you?re making an investment in, whether it is in anything from property, shares and stock to savings and I.S.A?s, you will be able to find an expert advisor who is equipped to assist you in each matter. In today?s financial marketplace, investments have the power to make certain you are comfortable and secure in a risky climate, or to fail all of the monetary gains you have made during the last few years. In such an unstable environment, the most diligent are often the most profitable. Your finances impact everything that you do, not only your job, but your whole style of life. If you have a family you?ll be especially aware of how important it can be to obtain Financial Investment Advice Norwich, to provide you with another viewpoint on all your assets. A specialist financial advisor will be able to provide you with advice and guidance on investments, that you may not have considered yourself. Don?t take a risk with your funds. Talk to a professional.

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Source: http://bestforexmarketanalysis.com/2012/02/23/were-financial-investment-advisors-norwich-ready-to-help-you-with-all-your-financial-requirements/

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Thursday, February 23, 2012

Huguette Clark scandal sparks interest in Butte

A scandal over the fortune of reclusive mining heiress Huguette Clark has renewed interest in the life of her father, copper magnate William A. Clark, once one of the nation's richest men.

The scandal has also brought more attention to the 34-room mansion that W.A. Clark built in Butte more than a century ago.

That home is now a bed-and-breakfast known as the Copper King Mansion and offers visitors a glimpse into the pampered lives of the robber barons who ruled American business at the turn of the previous century.

A recent three-night stay at the mansion was a trip back into Victorian opulence.

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The Copper King Mansion was built from 1884 to 1888 in this city that was situated on "the richest hill on Earth," and produced most of the copper used in wire that electrified the nation.

Clark lived in Montana for nearly four decades and built this home, where he could entertain his well-heeled associates, for what was then the astonishing cost of $250,000. The mansion was added to the National Register of Historic Places in 1970.

Slideshow: The Clarks: an American story of wealth, scandal and mystery (on this page)

These days, the home is owned is privately owned and occupied by the Cote family, who operate the bed-and-breakfast and offer guided tours.

Once one of the largest cities in the West with some 100,000 residents, Butte in recent decades has suffered economically from the precipitous decline of the copper industry. It is now home to about 32,000 people.

The older portion of the city, known as Uptown because of its steep streets, has been declared a national landmark and is filled with solid brick and stone buildings with distinctive architecture. The red Copper King Mansion is located here.

A home in heiress's building? You'll need $25 million

Many of the mansion's rooms come equipped with sleigh beds and other antique furnishings. The exquisite woodwork is amazing and many windows are decorated with stained glass. There is even an old-fashioned shower stall that sprays water from numerous openings set in a 360-degree circle around one's body.

Breakfasts are hearty, as befits a mining town.

We spent the holidays in the mansion last December while visiting family in Butte. Our suite included a sitting room where we opened presents on Christmas morning. But Butte's location at the intersection of Interstates 15 and 90, about midway between Yellowstone and Glacier national parks, makes it a good stopping point on a summer road trip. The two parks are about 400 miles apart. Butte is also located a mile high in the Rocky Mountains of southwestern Montana, and the mansion offers views of snowcapped peaks from many windows.

But the attractions don't end at the front door of the mansion. The surrounding blocks of Uptown Butte are filled with picturesque buildings, many of which have unfortunately gone to seed as the city has struggled for economic vitality since most of the mines closed in 1980. A good camera is mandatory for walking through Uptown Butte.

William Andrews Clark was born in 1839 in Pennsylvania and moved to Montana in 1863.

Full coverage: Huguette Clark mystery

He eventually struck it rich in the mining camps and moved to the boom town of Butte in 1872. He branched out into numerous businesses, including banking, copper smelting, newspapers and railroading. He entered politics, serving as president of the Montana constitutional conventions in 1884 and 1889. He was elected by the state Legislature to the U.S. Senate in 1901, serving a single term.

In fact, his purchase of a Senate seat through the bribing of legislators led eventually to the constitutional amendment calling for the direct election of senators.

Clark also created the city of Las Vegas in 1905 as a way station for his Los Angeles to Salt Lake City railroad. Surrounding Clark County was named for him.

Clark left the Senate in 1907 and moved to a Fifth Avenue mansion in New York City, where he devoted himself to his business interests and to acquiring art. He died in 1925 at the age of 86, leaving his children a fortune of more than $200 million.

His last surviving child was Huguette Clark, who was born in Paris. She was married briefly in her 20s to a bank clerk. They parted after only nine months.

After her mother's death, Clark's busy life in New York society slowed and she rarely ventured from her home. She voluntarily moved into a hospital in the 1980s. She died in May at the age of 104, leaving a $400 million estate but no children.

Family of heiress Clark claims fraud by nurse, others

A New York judge has suspended the attorney and accountant who administered her estate, after finding evidence they engaged in tax fraud that resulted in $90 million in unpaid federal gift taxes and penalties. Both deny any wrongdoing. The Manhattan district attorney's office has been looking into how Clark's affairs were managed in the past two decades.

Huguette Clark never lived in the Copper King Mansion, although one of the bedrooms has her photo on the wall and is decorated in the style of a young woman.

If you go ...
COPPER KING MANSION: 219 W. Granite St., Butte, Mont; http://thecopperkingmansion.com/ or 406-782-7580. Nightly rates $75-$125. Free guided tours and full breakfast.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46481406/ns/travel-destination_travel/

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Pcs along with Technological innovation: Mobile Computing Write ...

The top 15-inch Laptopsread more regarding 2009
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Not like a 15-inch mobile computer when it comes to easy-of use and strength. Let us have a quick look in some of the best 15-inch laptops for 2009.
Funky White Netbook computers ? H . p . Mini 110-1037NR 15.1 ? Red Mini netbook
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Red mini netbooks have become typical today however they are starting to appear quite common. This is a overview of a superb green mini netbook model, your H . p . Small 110-1037 mini netbook computer.
Your Apple mackintosh MacBook Seasoned MB990LL-A Thirteen.Three Inches Mobile computer Evaluate ? All Pros and No Disadvantages
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Several technology authorities have gone out of their method to announce the particular Apple mackintosh Mac laptop Pro the top laptop computers involving 2009. Here is a speedy writeup on the Apple company Mac laptop Expert MB990LL/A, the 13.3-inch laptop computer style.
Hewlett packard Laptop computer of the Month (October Last year) : H . p . Pavilion DV4-1433US 15.One inch Laptop
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It may be correctly declared that H . p . provides among the largest assortment of laptop computers amid another brand names. This is a quick overview of the particular Hewlett packard Pavilion DV4-1433US, at present one of the better mid-range 18.1-inch notebook computers available in the market.
Rolling Mobile computer Totes : Steering wheel Your Way in order to System Flexibility!
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You may be looking to acquire any bag to carry a notebook, perhaps in your case as well as being a present for an individual. There is absolutely no shortage inside possibilities. Frequent circumstances are typically nylon mobile computer bags. They will not just employ performance but in addition several types to match virtually anyone?s preference as well as for just about any utilize or purpose.
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For everyone who has have you ever been the particular happy owner of a fresh mobile computer, fired up and also to test every one of the fresh promoted ?wireless features? they come with currently, the ?wireless? portion could absence a great deal of ?wow.In . In just a couple of hours of setting it up, arrived in order to hook up with the world wide web. Line. In order to use wi-fi, any hub has to be connected to the present LAN link.
Toshiba Satellite Notebook computers ? Great value Notebook computers
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Obtaining an easily affordable laptop computer with capabilities you need is often as irritating because getting a auto mechanic whom references your current vehicle?s pings in a words you already know. ?Just inform me what is within the hood!In . you might like to yell, due to the fact exactly how cars work has evolved.

Source: http://neworleansshowboat.com/?p=1592

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Wednesday, February 22, 2012

Effective Personal Finance Tips Anyone Can Use | welcome to pfotm ...

These tips should help you get on the right track when it comes to personal finances. Learn how to manage your money smartly by cutting the unnecessary expenses and investing your money in the right places. You could secure a retirement fund or put your children through college if you apply these tips smartly.

Prepare yourself for retirement and maybe even to retire early. It is never too soon to get started on your path to retirement and by knowing how to save and invest sensibly, you can have an edge over virtually all people.

When it comes to maintaining your financial health, one of the most important things you can do for yourself is establish an emergency fund. Having an emergency fund will help you avoid sliding into debt in the event you or your spouse loses your job, needs medical care or has to face an unexpected crisis. Setting up an emergency fund is not hard to do, but requires some discipline. Figure out what your monthly expenses are and set a goal to save 6-8 months of funds in an account you can easily access if needed. Plan to save a full 12 months of funds if you are self-employed.

Set up a deduction from your paycheck to automatically go to your savings account. Saving is much easier when it requires no further conscious action. As you begin to think of your spendable income as the new, smaller amount, you can adjust your budget accordingly while your savings keep growing with every deposit.

Signing up for direct deposits eliminates the hassle of making a special trip to the bank every payday. It also helps you to avoid lost or stolen paychecks and will reduce impulse purchases that are made between the time your check is cashed and the time that it is deposited into your account.

To improve your personal finance habits, keep track of your actual expenditure in comparison to the monthly budget that you plan. Take time at least once a week to compare the two to make sure that you are not over-spending. If you have spent more that you planned in the first week, you can make up for it in the weeks to come.

Think of your retirement while you can still help yourself. Open a 401(k) or Roth 401(k) retirement plan or an IRA account to save money for your retirement years. Take advantage of your employer?s contribution as well, even if it is a smaller amount, it still represents free money for your golden years.

To eliminate emergencies killing your personal finances, pay your future peace of mind first. Set aside ten or more percent of your raw income for simple emergency savings or a liquid fund kept in cash, not an investment. Unexpected expenses are going to occur, this way when they do they hit your protective moat and not you nerves and stress.

With all the information this article has to offer you should already start thinking about strategies you want to use towards your personal finance goals. Remember that this article only contains a portion of what you can know about personal finance, so be on the lookout for more information and apply all of what you know to accomplish your personal finance goals.

Source: http://www.pfotm.org/effective-personal-finance-tips-anyone-can-use/

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Tuesday, February 21, 2012

Whitney Houston's dress, earrings up for auction (AP)

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This undated image released by Julien's Auctions shows a black velvet dress owned by Whitney Houston.  The floor-length, long-sleeve dress has a high collar and is embellished at neck and waist with metallic silver ribbon, black and clear stones, giving the illusion of a necklace and belt. This item is part of ???Hollywood Legends??? auction scheduled to run on Saturday March 31, 2012 through Sunday April 1st at the Julien???s Auctions gallery in Beverly Hills.  (AP Photo/Julien's Auctions)AP - There had to be an auction, but so soon?


Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20120220/ap_en_ot/us_hollywood_auction_whitney_houston

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Headache ? See A Ormond Physiotherapist for Fast Relief! | Dating ...

Ormond Physiotherapy: Care For Headache & Migraine

Headache is among the most typical ailments around Australia, with about 15 percent people using pain relievers for a headache at any given moment. Because headaches are extremely typical, many people believe they?re just a perfect part of life.

However, a continuous headache is a sign that something is not right. The frequent use of pain killers to combat headaches is akin to removing the warning light that alerts you to a concern in your car! Medication doesn?t solve your headache, it simply offers a short term solution to reduce the pain.

Different types of Headache

Anxiety headaches and migraine are probably the most common kinds of headache and cluster headaches are most unusual . Different kinds of headache are sinus headache, rebound headache and also exertion headache.

What causes Headaches & Migraines

Headaches may be the effect of a selection of causes like anxiety, bad pose, accidental injuries, medications, environmental issues for instance potent aromas & pollution and also eating issues.

Probably among the most neglected cause for migraine and stress headache could be because of nerve irritation in the upper neck due to improperly performing backbone joints ? Physiotherapists know this as Vertebral dysfunction. Considering that the nerves of the upper neck provide parts of the scalp and face, irritation to these nerves could obviously cause headache.

Physiotherapy Assessment of Headache

Your Physiotherapist would thoroughly study probable headache reasons and conduct a meticulous history, orthopaedic, neurological and also spinal assessment to discover the reason behind your headache.

More diagnostic testing for instance XRay or MRI might also be necessary. After reaching at a certain diagnosis, your Physiotherapy care may start.

Relief From Headache With Physiotherapy

Physiotherapy is an extremely effective remedy for headaches. By precisely restoring proper motion to the spinal joints of the neck, your Physiotherapist is able to significantly reduce the presence of nerve irritation and muscle tension helping to alleviate the cause of your headaches.

Headache Physiotherapy ? Why not call us to schedule your overall headache assessment and initiate your journey towards living a life free of headaches!

Source: http://datingadvicesingles.com/love/?p=48015

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Home improvement businesses | Furniture and Home Improvement

Sorry, Readability was unable to parse this page for content.

Source: http://www.wxpfw.com/Furniture-Home-Improvement/Tips_Trick_home-improvement-businesses/

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Monday, February 20, 2012

LLC vs. S Corp: Which Is Right for Your Startup? | Gemini New ...

Choosing the right business structure can be a daunting task for the small business owner or entrepreneur. You may have heard that the traditional C Corporation is overkill for most small businesses, and results in higher overall tax payments through something known as double taxation.?But if the C Corporation isn?t right, then what is?

The LLC (limited liability company) and S Corporation?are popular structures for small businesses since they avoid this double taxation burden. With these business structures, the company is taxed like a sole proprietor or partnership, meaning the company itself doesn?t file its own taxes; all company profits are ?passed through? and reported on the personal income tax return of the shareholders or, in the case of an LLC, the members.

Most importantly, both the LLC and S Corp will separate your personal assets from any liabilities of the company (whether from an unhappy customer, unpaid supplier, or anyone else who might pursue legal action).

The similarities between these two business entities are significant, but the differences can be even more striking. While circumstances vary for each individual and his or her business, here are some general guidelines to help you understand the differences and their impact on your business.

1. Business Formality:

With its roots as a C Corporation, the S Corporation involves structure, formalities and compliance obligations, which can be too burdensome for the solo entrepreneur, in other words, a ?payroll of one.? If you incorporate as an S Corporation, you need to set up a board of directors, file annual reports and other business filings, hold shareholder?s meetings, keep records of your meeting minutes, and generally operate at a higher level of regulatory compliance than your business might need or want to deal with. With the LLC, this isn?t the case. LLCs just use an informal operating agreement.

What to know: If you want less red tape and formality, the LLC can provide greater simplicity.

2. Who Can Be a Shareholder?

The S Corporation has more restrictions in terms of who can be a shareholder. For example, an S Corp cannot have more than 100 shareholders. Of course, this limitation is probably not of much consequence to many small businesses. In addition, all individual shareholders of an S Corp must be either U.S. citizens or permanent residents.

What to know: If you have foreign owners (or would like an LLC to be a shareholder), you cannot form an S Corporation and should opt for the LLC.

3. Income Allocation

In an LLC, income and loss can be allocated disproportionately among the owners. By contrast, in the S Corp, income and loss are assigned to each shareholder strictly based on their pro-rata shares of ownership.

This is an important distinction to understand. For example, let?s say Sally and Heidi open a micro-brewery, each owning 50%. As the year progresses, Sally needs to focus her time elsewhere, while Heidi does all the work. Their business becomes more profitable than they ever imagined, and they want to divide up the profits. Because Heidi has put in the bulk of the work, the two decide she should keep 75% of the profits, and Sally should get 25%.

With an LLC, this type of agreement is fine. The two owners simply agree to the arrangement and they will be taxed accordingly to their ?operating agreement.?

But this type of flexible arrangement won?t work with an S Corporation. Because Sally and Heidi are each 50% owners, each will be allocated 50% of the corporation?s income, at least when it comes to computing income tax.

What to know: If you need flexibility when it comes to divvying up profits among owners, the LLC is the preferred structure.

4. Pass-Through Losses

With LLCs and S Corporations, members and shareholders are able to pass company losses to their personal income reporting. In some circumstances, the LLC lets you pass more loss than in an S Corporation, most notably when it comes to real estate. In an LLC used for real estate investments, members are allowed to add the amount of the mortgage to their basis for the purpose of computing a loss. Clearly, that can add up to a significant difference in your tax statement.

What to know: If you?re setting up a business structure for real estate investments, the LLC lets you write off more losses on your personal tax reporting.

5. Class of Stock

In an S Corporation, all shareholders own only one class of stock. An S Corporation can have voting and non-voting shares, but cannot have distinctions like common stock and preferred stock. In an LLC, however, these priorities and preferences are allowed, and you can have different membership classes.

What to know: You cannot offer common and preferred stock classes in an S Corporation. Thus, if you?d like flexibility in ownership classification, go with the LLC.

6. Reinvesting Profits

There?s another twist regarding the LLC, S Corp and your taxes. As pass-through entities, individual owners of an S Corporation or LLC are liable for any taxes owed on profits ? whether that money is retained in the company or put in their wallets.

For example, if you own 50% of an S Corporation or LLC and that company makes $80,000 in profit, you need to report $40,000 in income on your personal tax return. And it doesn?t matter whether that $40,000 actually ended up in your pocket. This is known as ?phantom income,? and can obviously cause a problem for some shareholders.

What to know: If you plan on retaining money in the company (and would prefer not to have shareholders be personally taxed on this money), you should consider the C Corporation over both the LLC and S Corp. Of course, your specific situation may vary, so it?s always best to consult your accountant.

7. VC Funding

If your company is considering raising venture capital down the road, VC firms will most likely choose the C Corporation as the type of legal entity for their investments. This doesn?t necessarily mean your business needs to start as a C Corp, but be advised: If you are considering raising venture capital and start out with an LLC or an S Corp, you will need to convert the business to a C Corp (if your state allows conversions) at some point. This conversion will require additional filings and fees within your state. If you choose this route, you may want to consider the S Corp as your option, since converting an S Corp to a C Corp can be done in a day with a single tax form (you?re basically unchecking the box for S Corp tax election on an IRS form).

Choosing the right business structure is a multi-faceted decision, and will ultimately depend on all the unique aspects of your particular business needs, vision and circumstances. And remember that tax treatment varies between states.

Consulting with an accountant or tax advisor can go a long way in helping you determine which business structure offers the biggest advantage for your situation. Take note that the deadline to elect S Corp treatment is March 15 for existing companies (or 75 days from the day your company is formed). Get your legal structure squared away early on, and your company will be set for years to come.

Source: (http://mashable.com/2012/02/17/small-business-incporporation/)

?

Source: http://www.imgemini.com/2012/02/20/llc-vs-s-corp-which-is-right-for-your-startup/

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Sunday, February 19, 2012

Fifty years after Glenn flight, U.S. buying rides to space (Reuters)

[unable to retrieve full-text content]Reuters - Fifty years after John Glenn became the first American to orbit Earth, NASA no longer has the ability to fly astronauts in space, a decision Glenn lays squarely on the shoulders of the Bush administration.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/nm/20120219/sc_nm/us_usa_space_glenn

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Australia asks ? again: Did a dingo kill the baby? (AP)

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FILE --  In this Feb. 2, 1982, file photo, Michael and Lindy Chamberlain leave  Alice Springs courthouse. The Northern Territory coroner is opening a fourth inquest on Friday, Feb. 24, 2012 into the case of Chamberlain's 9-week-old daughter Azaria, who vanished from her tent in the Australian Outback in 1980. Chamberlain, who was accused and later cleared of killing Azaria, said a dingo took the baby. (AP Photo/File)AP - The growl came first, low and throaty, piercing the darkness that had fallen across the remote Australian desert. A baby's cry followed, then abruptly went silent. Inside the tent, the infant girl had vanished. Outside, her mother was screaming: "The dingo's got my baby!"


Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20120218/ap_on_re_as/as_australia_dingo_death

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Saturday, February 18, 2012

Reboot Your Drinking Habits with the Ctrl-Alt-Delete Cups

Reboot yourself each time you have a coffee break with these cups from ThinkGeek!? The Ctrl-Alt-Delete Cup Set consists of three 8-ounce plastic mugs that look like giant computer keys.? They can be used for hot or cold drinks, they’re dishwasher-safe, and they sit on a “circuit-board” tray when they aren’t in use.? They would [...]

Source: http://the-gadgeteer.com/2012/02/18/reboot-your-drinking-habits-with-the-ctrl-alt-delete-cups/

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Listen to the Engadget Mobile podcast, live at 5PM ET with special guest Dan Seifert!

We know a certain OS update will be the Mountain Lion in the room, but there was plenty of other interesting nuggets of wireless wisdom splashed around on the 'webs these past seven days. Join Myriam Joire, Brad Molen, Joseph Volpe and Dan Seifert from MobileBurn to get your regular fix of this week's news and rants, and geek out with us as we get ready for Mobile World Congress, now a week away! Listen in live at 5PM EST.

February 17, 2012 5:00 PM EST

Continue reading Listen to the Engadget Mobile podcast, live at 5PM ET with special guest Dan Seifert!

Listen to the Engadget Mobile podcast, live at 5PM ET with special guest Dan Seifert! originally appeared on Engadget on Fri, 17 Feb 2012 15:50:00 EDT. Please see our terms for use of feeds.

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