Saturday, October 13, 2012

Your car hire insurance in the USA | Auto Europe UK Car Hire Blog

Car hire in the USA is made easy with Auto Europe. You book, fly, pick up a car and drive. There?s no need to worry about insurance, as Auto Europe car hire offers include all insurance that is necessary in the USA. You may focus on your trip plan, the rest is included in your booking rate.

But what to do at a car hire desk when a clerk offers you extras? Here is the list of the?USA insurance policies included in our rates.

Liability insurance coverage up to the state?s required minimum (varies by state)

Supplemental Liability Insurance (SLI)
It provides coverage in the event of an accident causing damage to objects and people outside a hired car up to USD 1.000.000,00

Loss Damage Waiver (LDW)
LDW Coverage: eliminates clients responsibility in the event of damage or loss of the rental vehicle.
This insurance may also include coverage for tires and windscreen ? important to check while booking!

CDW (car damage waiver) and TP (theft protection) are both with zero excess.

In most cases, the car hire rates also include uninsured motorist protection (UMP). You can take an advantage of that, when another person causes damages to your hired vehicle and doesn?t have enough insurance coverage.

One may ask, what is not included then? Locally at a the hire desk, you may purchase:

Personal Accident Insurance (PAI)
PAI covers medical costs and accidental death for the renter and passengers in the event of an accident during the car hire.

Personal Effects Coverage (PEC)
PEC insures the personal effects for the renter and any immediate family member.

In other words, car hire includes vehicle and liability insurance. What you may pay for locally is personal insurance for health and your belongings. All above conditions are listed on our booking mask under: Terms, Conditions & Local Fees. For any assistance and other advise you may call our toll free number. We wish you a safe journey!

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Source: http://blog.auto-europe.co.uk/travel-advice/your-car-hire-insurance-in-the-usa

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